Commercial Analyst / Associate

Job title:

Commercial Analyst / Associate

Company

YouLend

Job description

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.The Role:As a Commercial Analyst/Associate, you will play a key role in winning, scaling, and optimising partnerships, supporting strategic initiatives that drive revenue growth and market expansion. You will work closely with the Partnerships, Product, Risk, and Operations teams to ensure commercial success, developing data-driven insights and supporting partner-facing initiatives.You will be responsible for analysing partnership performance, pricing, supporting RFPs, preparing and presenting insights to partners, and implementing initiatives to grow key markets. This role is ideal for someone who thrives in a fast-paced fintech environment, enjoys problem-solving, and is eager to make an impact.Depending on experience, we are hiring at both Analyst (Graduate) and Associate (2-4 years of experience) levels.Requirements

• Work closely with Product, Risk, and Operations to optimise partnerships and ensure commercial success.
• Evaluate commercial performance, customer behaviour, and transaction data to identify trends and opportunities for partner expansion.
• Analyse data to generate actionable insights for quarterly and monthly partnership meetings, driving partner growth strategies.
• Support partnership sales, partner management, and RFPs, ensuring we secure and scale key relationships.
• Present insights, initiatives, and growth strategies to partners in collaboration with the Partnerships team.
• Facilitate expansion into new markets and geographies, ensuring smooth commercial execution.
• Develop and maintain financial and commercial models to support pricing strategies, unit economics, and forecasting.
• Deliver impactful reports and proposals to present to both internal and external stakeholders.
• Leverage SQL, Python, and data visualisation tools (e.g. Metabase, Snowflake, Tableau) to identify growth opportunities and provide actionable insights.

Essential Skills:Partnerships & Commercial Growth:

• A strong interest in fintech, partnerships, and commercial strategy.
• Understanding of commercial metrics, unit economics, and financial concepts (or a strong willingness to learn).
• Ability to work on multiple projects simultaneously, balancing strategic initiatives and hands-on execution.
• Strong ability to create clear, structured, and visually compelling presentations for both internal stakeholders and external partners.

• Comfortable presenting insights and strategic recommendations to senior stakeholders and external partners, ensuring clarity and impact.

Technical & Analytical Skills:

• Strong problem-solving and critical-thinking skills, with the ability to extract insights from large datasets.
• Experience with SQL and Python is a plus, but not required – a strong willingness to learn is essential.
• Proficiency in Excel/Google Sheets

Communication & Collaboration:

• Excellent communication skills, with the ability to engage both partners and internal stakeholders effectively.
• Comfortable working cross-functionally in a fast-moving, high-growth environment.

Learning & Adaptability:

• A fast learner who enjoys tackling new challenges.
• Proactive, self-motivated, and eager to take ownership of projects.

BenefitsWhy join YouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Cycle to work scheme
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Expected salary

£30000 – 70000 per year

Location

London

Job date

Fri, 07 Mar 2025 23:55:11 GMT

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