Credit Decisions Analyst

Job title:

Credit Decisions Analyst

Company

YouLend

Job description

About UsYouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.The Role:As a credit decision analyst, you will decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application. You will complete KYC checks using 3rd party tools to verify our customer, flagging high risk applications.Requirements

• assessing merchants on ability to repay

• pricing deals

• reviewing credit reports

• assessing revenue and payment data

• verifying identity

• assessing onboarding risks

• confirming PEP/Sanction matches

• reviewing Cifas flags

• assist team members with queries

• identify and flags problems

• suggest improvements to processes

Essentials skills:

• have 1-2 Year experience within a similar role

• have excellent attention to detail and be confident working with numbers and data

• be confident while analysing data and presenting results

• strong use of excel or any data analysis software

• be highly organised and reliable

• ability to work under pressure

• team player

• target driven

• passionate and customer focussed

Salary: £34,000 + 35% quarterly bonusBenefitsWhy join YouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Expected salary

£33000 – 34000 per year

Location

London

Job date

Sat, 21 Sep 2024 22:21:22 GMT

To help us track our recruitment effort, please indicate in your email/cover letter where (hiring-jobs.com) you saw this job posting.