CREDit Graduate Program Analyst – Structured Finance- Dublin

About the Role:

Grade Level (for internal use):

09

CREDit Graduate Program Analyst – Structured Finance

Grade (for internal applicants only):  9

Programme Overview:

When you join S&P Global Ratings, you join one of the world’s leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2025. CREDit Program Analysts are hired for a specific practice, however they are expected to transition between practices as dictated by business demands. In their first year CREDit analysts focus on acquiring skills and knowledge from their home practice. In their second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.

The Practice:

 
Structured Finance: Structured finance involves the analysis of various structured products that are backed by pools of assets. The analysis will typically involve assessing the creditworthiness of these assets and performing cashflow analysis to determine the ratings we could potentially assign to the financial instruments backed by the assets.  Within this practice you will gain a good understanding of the various asset classes of the structured finance universe such as RMBS (Residential Mortgage-Backed Securities), CMBS (Commercial Mortgage-Backed Securities), ABS (Asset-Backed Securities), CDOs (Collateralized Debt Obligations), Covered Bonds or CLOs (Collateralized Loan Obligations), and a more detailed understanding of at least one of these. By working in the SF practice, you will gather exposure to various counterparties operating in this space, from arrangers and originators to trustees and legal teams.

 

Key Responsibilities:

• Conduct credit and cashflow analysis to determine default and recovery probabilities  for the required structured product.
• Support colleagues in assessing the operational risk, counterparty risk and legal risks to gain a broad understanding of the entire process behind assigning a Structured Finance rating.
• Provide timely and precise quarterly and/or annual financial statistics and data analysis, demonstrating strong organizational skills.
• Assisting the preparation and presentation of analysis and recommendations by senior team members to credit committees.
• Working closely with colleagues to provide research and analysis for the Structured Finance team.
• We hire for our CREDit program as a cohort and whilst initial practice allocations are granted the cohort nature of the program means that analysts will be transitioned between the practices based on business need during the program and post program.

What We’re Looking For:

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2025, with a strong academic record.
• Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
• A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
• Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
• Ability to conduct independent analysis and research, showing initiative and resourcefulness.
• Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
• Excellent written and verbal communication skills, including strong listening techniques and the ability to convey information clearly and concisely.
• Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
• Fluency in English and the primary language of the hiring location

Additional Preferred Qualifications and Experience:

• Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB, showcasing technical proficiency.
• Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation, reflecting a forward-thinking approach.

About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI).  S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Purpose:

Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.

Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.

Our People:

We’re more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.

From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

Our Values:
 

Integrity, Discovery, Partnership

At S&P Global, we focus on Powering Global Markets. Throughout our history, the world’s leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits:

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include: 

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Inclusive Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.  

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.  Only electronic job submissions will be considered for employment.  

 

If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.  
 
US Candidates Only:  The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law.  Pay Transparency Nondiscrimination Provision – https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

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203 – Entry Professional (EEO Job Group) (inactive), 20 – Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 – Middle Professional Tier I (EEO Job Group)