Credit Risk Trading Manager – 12-month FTC

Job title:

Credit Risk Trading Manager – 12-month FTC

Company

The Very Group

Job description

Internal use only – Grade EAbout us.We are and we’re here to help families get more out of life. We know that our customers work hard for their families and have a lot to balance in their busy lives. That’s why we combine amazing brands and products with flexible payment options on to help them say yes to the things they love. We’re just as passionate about helping our people get more out of life too; building careers with real growth, a sense of purpose, belonging and wellbeing.About the team.Our Credit Risk teams work on multiple priorities within a fast paced, dynamic environment where they are required to manage the expectations of stakeholders alongside prioritising contending workloads. The Credit Risk team play a pivotal part in allowing us to meet the broader needs of the business and deliver an elite, personalised experience for our customer!Critical decisions are made here every day and acted upon immediately – giving you every chance to create a real impact, make decisions and quickly see the results.There is very little hierarchy here where you are encouraged to have a voice and the confidence to use it. The teams here are passionate, innovative and committed. We expect you to be same.About the role.As a Credit Risk Trading Manager you will be the Principle Credit Risk specialist who will be dedicated to supporting Retail in the development of Credit policy that support trading and FS Income.Key Responsibilities:

  • Build strong working partnerships across the business.
  • Identifies and recommends solutions for customers by defining and implementing credit strategy changes that genuinely meets their demands and needs.
  • Leads the process though which FS journey test/changes are developed, including the modelling of proposed activity to understand expected impact of each initiative.
  • Supports the provision of a relevant target marketing activity at optimum rates of return for the business.

About youWhat are we looking for from you…

  • A Credit Risk background, but keen to move into a broader commercial/ partnership role.
  • Good communication and presentation skills with the ability to articulate Risk modelling and analysis to colleagues.
  • Commercial awareness and understanding of The Very Group and how it makes money.
  • Hands-on experience in automation of SAS, SQL, Python.
  • Comfortable with decision-making and working with colleagues from across the business.
  • A proactive problem-solver and eager to get involved with projects.

Some of our benefits

  • Flexible, hybrid working model
  • Inclusive culture and environment, check out
  • £1,000 flexible benefits allowance to suit your needs
  • 30 days holiday + bank holidays
  • Udemy learning access
  • Up to 25% discount on Very.co.uk
  • Matched pension up to 6%
  • More benefits can be found

How to applyPlease note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.What happens next?Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.You can expect a two-stage interview process for this position:1st stage – An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.2nd Stage – A one-hour formal interview where you can expect both competency and technical questions.As an inclusive employer please do let us know if you require any reasonable adjustments.If you’d like to know more about our interviews, you can find out .Equal opportunitiesWe’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Expected salary

Location

Liverpool

Job date

Tue, 10 Sep 2024 22:55:55 GMT

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