Senior Data Analyst – Transaction Authorizations

Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Senior Data Analyst – Transaction Authorizations

What does a successful Payments Fraud Data Specialist do at Fiserv?

As a Payments Fraud Data Specialist within Data Commerce Solutions, you will analyze different payment transactions from an Acquirer, Network and Issuing perspective with the goal of expediting and improving merchant transaction approvals.

What you will do:

• Analyze payment transactions across multiple data sources, identify patterns for decline transactions and come up with rules for optimum authorization approvals.
• Analyze 3 to 5 years historic transaction data to identify decline rates based on Issuer, type of transaction, Card type , Card Brand and other key attributes.
• Support end-to-end analytics projects including requirement development, explorative data analysis, data wrangling, feature engineering, rules and model fitting and deployment.
• Work with several frameworks including Spark, DASK, sci-kit learn, Pandas.
• Assist in the communication of insights and the implementation of solutions across the organization including development of data visualizations, dashboards and the presentation of results to key stakeholders and executives.

What you will need to have:

• Bachelor’s degree in Engineering , Data Science, Computer Science, Statistics, Applied Mathematics, or related field.
• 7+ years of experience as a Data Architect, Data Scientist or in a related role.
• 5+ years of experience in a Payments industry with knowledge of card issuing, payment networks and merchant acquiring and understanding of transaction level attributes.
• Proficiency in SQL and a computing language such as Python or R
• Working knowledge of data platforms such as Splunk, Hadoop, Hive, Impala, RDBMS, SQL, Databricks, Snowflake & Azure or NoSQL Databases
• Experience working in collaborative team environment with multiple stakeholders including business, product development, architecture, and engineering teams.

What would be great to have:

• Knowledge of transaction declines at Issuer, Network and/or Association level.
• Proficiency with statistical data analysis and pattern recognition techniques (e.g., SVM, regression, classification, clustering, time series).

Important info about this role:

• We’re better together. This role is fully on-site.
• In order to be considered, you must be legally authorized to work in the U.S. without need for sponsorship now or in the future.
• This is a full-time, direct-hire position, and no contract options for unsolicited agency submissions will be considered.

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Salary Range

$77,000.00 – $137,500.00

These pay ranges apply to employees in the District of Columbia. Pay ranges for employees in other states may differ.

Thank you for considering employment with Fiserv.  Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

What you should know about us:

Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune® magazine’s “World’s Most Admired Companies™” 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence. 

Our commitment to Diversity and Inclusion:

Fiserv is an Equal Opportunity Employer, and we welcome and encourage diversity in our workforce that reflects our world. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other category protected by law. 

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won’t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won’t send you a check to cash on Fiserv’s behalf.

If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local FBI field office or to the FBI’s Internet Crime Complaint Center.